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Build Your Credit Score With A Secured Credit Card

Around 22% of Americans do not carry a credit card with just over a third of Millennials choosing to stay away from borrowing money. Many choose not to carry cards while other have checkered credit pasts that make it hard to obtain credit and when it comes to making big purchases, this can be a...
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How Using Your Debit Card Affects Your Credit Score

Having a credit card is a big responsibility, especially when you consider the average credit card interest rate is 19.24% , it can also be an expensive option. For some, the debit card is the only plastic to use but how does solely using debit affect your credit score? Considering a high FICO...
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A Credit Score Trick To Use When Buying A House

When it comes to buying a house, your credit score can be the deciding factor in saving your thousands of dollars over the life of the loan. So it's important to boost your score by taking a look at your credit for errors, not going over your current credit card limits, don't pay bills late and don...
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Your Credit Score Doesn't Need To Be That High To Get The Best Deal

When it comes to your credit score, 850 is the best you can get. Around 21% of Americans have a FICO score of 800 or greater, which can secure you lower interest rates and better credit terms. But, finance experts explain that you don't actually need to have a score in the 800 range to qualify for...
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How To Quickly Boost Up Your Credit Score

Your credit score is vitally important in today's world. Not only does a higher credit score mean you get better chance of obtaining loan approvals but it may also affect your chances of landing that perfect job! But you've done all you can to boost it by never being late on a payment, keeping your...
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Students Perform Better in Classrooms Without Cell Phones

As we prepare for the start of a new school year, it wouldn't be surprising if more classrooms implement a ban on mobile devices. While schools that have tried to enforce a "no electronics" policy only to have it backfire with angry parents who want their kids to have access to a phone in case of...
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App Reports Your Rent Payment To Improve Your Credit Score

Building a positive credit history can be a challenge for those trying to establish credit and those who've had some rough times. Making on-time payments on your loans and credit cards are a good way to get good marks but your credit score doesn’t take into account one big bill you probably pay...
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Transferring Credit Card Debt To A New Card May Help Boost Your Score

Most Americans carry a lot of debt in the form of credit cards. It's such a big business that many banks and financial institutions offer zero percent interest rates by opening new lines of credit. While you may think its best not to open new credit and pay off your debt, it's not necessarily the...
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Inside Look How Auto Insurance Companies Create Rates

There is so much information about you that goes into your automobile insurance. Of course your driving record, type of car and miles you drive can affect the premiums, but you may not know that education, credit score and even weather can too? It's called nondriving factors and it can make a big...
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Good Credit Score Ranks Higher Than Looks and Humor For Daters

When looking for love we generally seek out someone with a good sense of humor, looks, job and a high credit score. A recent Tinder survey of 2,000 daters found 2/3 of people say financial stability is more important than humor, looks, ambition, courage and modesty. Apparently a good credit score...
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