score

FICO Now Rates Your Ability To Repay Credit On Current Economic Conditions

The FICO Resiliency Index is a new way to rate borrowers’ ability to weather a recession or other economic volatility.
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Yahtzz Score Card

Cut Down On Waste And Laminate Game Score Cards

Yahtzee, Farkle, Bunko and even darts are great games with one thing in common: you need a new score sheet with every game. Depending on how often you play these games, you can go through an entire pad of score sheets in a short amount of time, which means you are making photo copies of your last...
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Don't Close Your Paid Off Credit Card Account

Paying off a credit card is probably one of the most adult things you can do! And after years of chipping away at that debt, you may be eager to close the account for good! Not so fast, say the experts. Although it seems like closing the card would be the most responsible choice, it can actually be...
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Beware Of In-Store Credit Cards

Some of the biggest shopping days of the year are rapidly approaching and retailers will take full advantage of every second of it. You may find yourself tempted to get an in-store credit card, which can have its advantages, however with the average annual percentage rate (APR) for retail cards now...
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The Credit Score You Should Actually Striving For

You know the drill, the higher your credit score, the lower interest rates you get from credit cards to your mortgage. However reaching the highest score of 850 can be a challenge and come to find out, not necessary. A FICO score of from 740 to 850 is considered excellent. But 740 is 110 points...
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Build Your Credit Score With A Secured Credit Card

Around 22% of Americans do not carry a credit card with just over a third of Millennials choosing to stay away from borrowing money. Many choose not to carry cards while other have checkered credit pasts that make it hard to obtain credit and when it comes to making big purchases, this can be a...
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How Using Your Debit Card Affects Your Credit Score

Having a credit card is a big responsibility, especially when you consider the average credit card interest rate is 19.24% , it can also be an expensive option. For some, the debit card is the only plastic to use but how does solely using debit affect your credit score? Considering a high FICO...
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A Credit Score Trick To Use When Buying A House

When it comes to buying a house, your credit score can be the deciding factor in saving your thousands of dollars over the life of the loan. So it's important to boost your score by taking a look at your credit for errors, not going over your current credit card limits, don't pay bills late and don...
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Your Credit Score Doesn't Need To Be That High To Get The Best Deal

When it comes to your credit score, 850 is the best you can get. Around 21% of Americans have a FICO score of 800 or greater, which can secure you lower interest rates and better credit terms. But, finance experts explain that you don't actually need to have a score in the 800 range to qualify for...
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How To Quickly Boost Up Your Credit Score

Your credit score is vitally important in today's world. Not only does a higher credit score mean you get better chance of obtaining loan approvals but it may also affect your chances of landing that perfect job! But you've done all you can to boost it by never being late on a payment, keeping your...
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