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Build Your Credit Score With A Secured Credit Card

Around 22% of Americans do not carry a credit card with just over a third of Millennials choosing to stay away from borrowing money. Many choose not to carry cards while other have checkered credit pasts that make it hard to obtain credit and when it comes to making big purchases, this can be a...
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When To Book A Hotel For The Best Deal

There's some confusion when it comes down to booking a hotel. Should you reserve it as far ahead of time as possible to secure the best deal? Or should you wait until you're actually at the destination and try your luck by walking up to the counter? As it turns out, there may actually be a “right”...
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How To Handle Boredom Eating

Only about 2% to 5% of dieters manage to keep weight off after a diet! Most of us can stick with a diet for a few weeks, or to get into that dress or pair of jeans for an important event but after that, research shows that we not only gain the weight back, but pile on more. The major reason diets...
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A 15 Minute Phone Call Could Save You $2,500

Is 15 minutes of your time worth saving up to $35? It pays to call your credit card company if they’re trying to hit you with a fee. A recent survey found that most creditors will back down if you simply call them out. A CreditCards.com survey found that 84% of major credit card holders who asked...
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Transferring Credit Card Debt To A New Card May Help Boost Your Score

Most Americans carry a lot of debt in the form of credit cards. It's such a big business that many banks and financial institutions offer zero percent interest rates by opening new lines of credit. While you may think its best not to open new credit and pay off your debt, it's not necessarily the...
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Inside Look How Auto Insurance Companies Create Rates

There is so much information about you that goes into your automobile insurance. Of course your driving record, type of car and miles you drive can affect the premiums, but you may not know that education, credit score and even weather can too? It's called nondriving factors and it can make a big...
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App Rates Restaurants & Bars By Noise Level

Going out to lunch or dinner can be a great way to catch up with a friend unless of course, you manage to accidentally pick the loudest restaurant in town for your hour-long hangout. While there are apps out there that rate the food, service and experience, there isn't one that addresses the volume...
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Early Retirement Shown To Shorten Your Life

Apparently working yourself to death is the exact opposite of what happens. Data collected by the U.S. Census found that people who choose early retirement had a 20% higher mortality risk than those who stay in the workforce longer. Those who retired at 62 appeared to shorten their life expectancy...
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98.5 KTK 5K9 Run & Dog Walk 2017

The 98.5 KTK 5K9 Run & Dog Walk was held on Saturday, December 2, 2017 at Citizen's Circle in Ocala. Thank you to all who came out and particiapted on a beautiful morning that helped VOCAL: Voices of Change Anuimal League of Marion County . A special thank you to our title sponsor Piesanos...
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These Professions Have The Highest Divorce Rates In The Country

Jobs can take their toll on a marriage but some professions inherently have higher divorce rates than others. A recent study of statistics found the number one profession with the highest divorce rate are casino gaming managers with a staggering 52.9% divorce rate, followed by bartenders (52.7%),...
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