mortgage

Get The Most Out Of An Extra Student Loan Or Mortgage Payment

You don't have to be a math wizard to know sending in extra money will pay off debt faster. However when it comes to your student loans, there is a specific time you should send extra money. While your credit card employs a compounded interest system, where the accrued interest is added back into...
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Outdated Financial Advice

There is plenty of free advice out there and some of it is helpful. Then there is advice that is simply outdated such as these financial tips. The old advice of waiting until your student loans are paid off before buying a home simply doesn't apply in a world where student debt averages $37,000. If...
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Hidden Mistakes To Avoid When Shopping For A House

Most home buyers know not to take out a bunch of new debt, quit their job, or ignore their bill due dates when applying for a mortgage. But there are other factors not as commonly known that can cause heartache when house shopping. Here are some expert tips on what not to do as you start the...
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A Credit Score Trick To Use When Buying A House

When it comes to buying a house, your credit score can be the deciding factor in saving your thousands of dollars over the life of the loan. So it's important to boost your score by taking a look at your credit for errors, not going over your current credit card limits, don't pay bills late and don...
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Your Credit Score Doesn't Need To Be That High To Get The Best Deal

When it comes to your credit score, 850 is the best you can get. Around 21% of Americans have a FICO score of 800 or greater, which can secure you lower interest rates and better credit terms. But, finance experts explain that you don't actually need to have a score in the 800 range to qualify for...
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The Home Buying Frenzy Of Today Means It May Make Better Financial Sense To Rent For A While

It has been a traditional belief that it is better financially to buy your home rather than rent. With each monthly payment, you pay down and eventually off your mortgage and own your home free and clear. Whereas with renting your monthly payment will never come back in owning property. Especially...
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