interest

Build Your Credit Score With A Secured Credit Card

Around 22% of Americans do not carry a credit card with just over a third of Millennials choosing to stay away from borrowing money. Many choose not to carry cards while other have checkered credit pasts that make it hard to obtain credit and when it comes to making big purchases, this can be a...
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Get The Most Out Of An Extra Student Loan Or Mortgage Payment

You don't have to be a math wizard to know sending in extra money will pay off debt faster. However when it comes to your student loans, there is a specific time you should send extra money. While your credit card employs a compounded interest system, where the accrued interest is added back into...
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A 15 Minute Phone Call Could Save You $2,500

Is 15 minutes of your time worth saving up to $35? It pays to call your credit card company if they’re trying to hit you with a fee. A recent survey found that most creditors will back down if you simply call them out. A CreditCards.com survey found that 84% of major credit card holders who asked...
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What Is Your Net Worth?

A recent study found that only 25% of young adults know what they're net worth is and that can lead to some financial troubles down the road. Considering the majority of American have little to no savings it can be an eye-opener for older people too. Simply put, your net worth is is your value...
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Transferring Credit Card Debt To A New Card May Help Boost Your Score

Most Americans carry a lot of debt in the form of credit cards. It's such a big business that many banks and financial institutions offer zero percent interest rates by opening new lines of credit. While you may think its best not to open new credit and pay off your debt, it's not necessarily the...
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Another Facebook Change. So This Is How To See Stores From Your Liked Pages On Facebook

Change in inevitable and Facebook is again making a significant change on what you will see when you open the app. You've probably already noticed there are a lot more posts from your friends and family and less from public pages. Yes, even the pages you've liked and want to see stories from (such...
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Meaningful Ways To Pay Off Debt

It's easy to go overboard when shopping for the holidays and now it's time to pay for all that splurging. Here are some tips to pay down and off those shopping sprees faster. Look to transfer your credit card balance to a zero interest card. While most banks charge a transfer fee to move a balance...
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App Covers Bank Overdraft Fees With Free Loan

As good of recordkeeping as you do, sometimes you find out that your checking account is overdrawn. While you cringe, the bank dances in delight as overdraft fees are a big revenue generator. However you've got a friend in Dave. While Dave sounds like your former roommate, it's actually an app for...
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A Dating App That Bills Itself As Slow

Not making a love connection online swiping right? Perhaps this dating app may help as it takes you back in time before texting was a thing and spoken word was the most advanced way of communication. The Appetence dating app slows things down and works like many other dating app in that you create...
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The Dangers of Deferred Interest On Store Credit Cards

The shopping centers will be packed Friday as many of us will be out shopping and even after dropping, shopping some more. However beware of the one item most retailers will be enticing you to get and that's their store credit card. Retailers take the opportunity this weekend to boost up their...
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