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Beware Of In-Store Credit Cards

Some of the biggest shopping days of the year are rapidly approaching and retailers will take full advantage of every second of it. You may find yourself tempted to get an in-store credit card, which can have its advantages, however with the average annual percentage rate (APR) for retail cards now...
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Keeping Sports Fun For Kids

The fall recreational sports leagues are on, but many kids will quit the team before the end of the season. 70% of will have dropped out of organized sports by the age of 13. While there are many reasons for kids to drop out of organized sports, in many cases mom and dad can help keep the fires...
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The Credit Score You Should Actually Striving For

You know the drill, the higher your credit score, the lower interest rates you get from credit cards to your mortgage. However reaching the highest score of 850 can be a challenge and come to find out, not necessary. A FICO score of from 740 to 850 is considered excellent. But 740 is 110 points...
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Use Your Gift Cards Now

Birthdays, Christmas and even thank yous sometimes come with gift cards. Chances are they're all sitting in a drawer somewhere in your home not being used. One financial blogger is on a quest for all of us to cash in on gift cards as soon as you get them. The reason is simple, you are providing the...
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Build Your Credit Score With A Secured Credit Card

Around 22% of Americans do not carry a credit card with just over a third of Millennials choosing to stay away from borrowing money. Many choose not to carry cards while other have checkered credit pasts that make it hard to obtain credit and when it comes to making big purchases, this can be a...
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Get The Most Out Of An Extra Student Loan Or Mortgage Payment

You don't have to be a math wizard to know sending in extra money will pay off debt faster. However when it comes to your student loans, there is a specific time you should send extra money. While your credit card employs a compounded interest system, where the accrued interest is added back into...
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A 15 Minute Phone Call Could Save You $2,500

Is 15 minutes of your time worth saving up to $35? It pays to call your credit card company if they’re trying to hit you with a fee. A recent survey found that most creditors will back down if you simply call them out. A CreditCards.com survey found that 84% of major credit card holders who asked...
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What Is Your Net Worth?

A recent study found that only 25% of young adults know what they're net worth is and that can lead to some financial troubles down the road. Considering the majority of American have little to no savings it can be an eye-opener for older people too. Simply put, your net worth is is your value...
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Transferring Credit Card Debt To A New Card May Help Boost Your Score

Most Americans carry a lot of debt in the form of credit cards. It's such a big business that many banks and financial institutions offer zero percent interest rates by opening new lines of credit. While you may think its best not to open new credit and pay off your debt, it's not necessarily the...
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Another Facebook Change. So This Is How To See Stores From Your Liked Pages On Facebook

Change in inevitable and Facebook is again making a significant change on what you will see when you open the app. You've probably already noticed there are a lot more posts from your friends and family and less from public pages. Yes, even the pages you've liked and want to see stories from (such...
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