financial

This May Be Why It Is Hard To Save Money

If you find it hard to save money for a rainy day, you are not alone! Analyzed numbers from the Bureau of Labor Statistics shows the average American earned $78,635 in 2018 and spent $61,224 of it, which means we’re spending about 80% of our income. After taxes are taken out, that percentage jumps...
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Outdated Financial Advice That Is Just Bad

When it comes to your finances, there's a lot of old advice that isn't necessary good anymore. Even though many of us were taught as kids that it’s not polite to talk about money, the world is overflowing with people who want to tell you exactly what you should do with yours and what they say, many...
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Rules Of Borrowing Money From A Friend

Friendships can stand the test of time and the stresses of life in nearly any capacity, except when it comes to money. It’s notoriously difficult to lend money to, and borrow money from a friend. Most people vehemently advise against it, usually because they’ve been burned by people who don’t pay...
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Your Friend's Children Are Costing You A Lot Of Money

Kids are expensive! One report estimates new parents spend an average of $10,721 just in the first year strictly on their child. However being a friend to parents is costing you too. The same report found the friends and family of a child spend on average of $512 on the same child! While that may...
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Financially Preparing For A Child

It costs an estimated $233,610 to raise a child through age 17, according to government data. It’s no wonder that some couples are second-guessing on when to start a family. The truth is, you're never really financially ready to raise a child (or children). A recent survey found that 42% of parents...
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Maybe It's Not A Good Idea To Enroll In Your Employer's 401(k) Retirement Plan

One of the most common pieces of retirement advice is to max out your company's 401(k) contribution. Pulling money out of your paycheck to invest and grow into a bigger number you can rely on for your golden years does make financial sense, but a 401k retirement account is not for everybody...
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Having An Affair Can Be A Costly Affair!

So you want to have an affair! Well besides the mental anguish of hiding your extra-curricular activates from your spouse, it is downright expensive. According to According to one study, expenses associated with an extramarital affair are typical, and can run nearly $450 a month, or $2,700 for six...
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The Actual Costs Associated With An Emergency

We'd all like to think that nothing bad will happen to ourselves and loved ones but this is the real world and emergencies can happen in a split second. The problem is most Americans are not prepared for an emergency. An eye-opening report that used census, banking and other data actually...
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Outdated Financial Advice

There is plenty of free advice out there and some of it is helpful. Then there is advice that is simply outdated such as these financial tips. The old advice of waiting until your student loans are paid off before buying a home simply doesn't apply in a world where student debt averages $37,000. If...
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How To Quickly Boost Up Your Credit Score

Your credit score is vitally important in today's world. Not only does a higher credit score mean you get better chance of obtaining loan approvals but it may also affect your chances of landing that perfect job! But you've done all you can to boost it by never being late on a payment, keeping your...
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