FICO

The Credit Score You Should Actually Striving For

You know the drill, the higher your credit score, the lower interest rates you get from credit cards to your mortgage. However reaching the highest score of 850 can be a challenge and come to find out, not necessary. A FICO score of from 740 to 850 is considered excellent. But 740 is 110 points...
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How Using Your Debit Card Affects Your Credit Score

Having a credit card is a big responsibility, especially when you consider the average credit card interest rate is 19.24% , it can also be an expensive option. For some, the debit card is the only plastic to use but how does solely using debit affect your credit score? Considering a high FICO...
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A Credit Score Trick To Use When Buying A House

When it comes to buying a house, your credit score can be the deciding factor in saving your thousands of dollars over the life of the loan. So it's important to boost your score by taking a look at your credit for errors, not going over your current credit card limits, don't pay bills late and don...
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Your Credit Score Doesn't Need To Be That High To Get The Best Deal

When it comes to your credit score, 850 is the best you can get. Around 21% of Americans have a FICO score of 800 or greater, which can secure you lower interest rates and better credit terms. But, finance experts explain that you don't actually need to have a score in the 800 range to qualify for...
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How To Quickly Boost Up Your Credit Score

Your credit score is vitally important in today's world. Not only does a higher credit score mean you get better chance of obtaining loan approvals but it may also affect your chances of landing that perfect job! But you've done all you can to boost it by never being late on a payment, keeping your...
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Transferring Credit Card Debt To A New Card May Help Boost Your Score

Most Americans carry a lot of debt in the form of credit cards. It's such a big business that many banks and financial institutions offer zero percent interest rates by opening new lines of credit. While you may think its best not to open new credit and pay off your debt, it's not necessarily the...
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Good Credit Score Ranks Higher Than Looks and Humor For Daters

When looking for love we generally seek out someone with a good sense of humor, looks, job and a high credit score. A recent Tinder survey of 2,000 daters found 2/3 of people say financial stability is more important than humor, looks, ambition, courage and modesty. Apparently a good credit score...
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Residents In The Villages Have The Highest Credit Scores In The Country

Managing your money well can have huge benefits especially when you are seeking to borrow money. No one knows this better than the residents of The Villages. According to WalletHub, people in The Villages have the highest credit score in the country, with an average FICO score of 778. The Fair...
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