credit

Beware Of In-Store Credit Cards

Some of the biggest shopping days of the year are rapidly approaching and retailers will take full advantage of every second of it. You may find yourself tempted to get an in-store credit card, which can have its advantages, however with the average annual percentage rate (APR) for retail cards now...
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1 in 5 Adults Feel Physically Ill About Debt

If you feel stressed out about your debt, you are not alone. According to new data released by Northwestern Mutual on Tuesday, a significant percentage of Americans are carrying large amounts of personal debt—and feel guilty about it. Millennials on average carry $27,800 in personal debt, most of...
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The Credit Score You Should Actually Striving For

You know the drill, the higher your credit score, the lower interest rates you get from credit cards to your mortgage. However reaching the highest score of 850 can be a challenge and come to find out, not necessary. A FICO score of from 740 to 850 is considered excellent. But 740 is 110 points...
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Website Offers Installment Plan To Pay For A Trip Over Time

For the most part, the longer you wait to book your airfare and hotel for a business trip or vacation, the more expensive it becomes. Not to mention the availability. While putting those expenses on a credit card will give you some time to pay it off, it can also tie up available credit that you...
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How To See If You Are Entitled To Be Compensated For Equifax Data Breech

One of the largest personal data leaks in history happened in 2017 when Equifax announced that personal data of more than 150 million people had been breached by cybercriminals. That's about 56% of Americans! Last week the consumer credit reporting agency agreed to pay $700 million in damages to...
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Beware Of Using A Debit Card To Rent A Car

From time to time you may find yourself searching to rent a car and it may have been a long time since you've done it. But the items needed are the same; you must be at least 25-years old, have a valid Florida license and have a credit card. However the major car rental companies, including Avis,...
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Build Your Credit Score With A Secured Credit Card

Around 22% of Americans do not carry a credit card with just over a third of Millennials choosing to stay away from borrowing money. Many choose not to carry cards while other have checkered credit pasts that make it hard to obtain credit and when it comes to making big purchases, this can be a...
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A Good Reason Not To Link Your Debit/Credit Card To Venmo

Vemno is like PayPal, where you can send and receive wire transfers. However unlike PayPal, Vemno doesn't charge a fee to transfer cash to and from your bank account. But that free cash transfer does not apply if you use a credit card. Venmo tacks on a 3% fee. It’s nearly the same as using Venmo...
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Six Sneaky Spending Habits That Cost You A Lot

When thinking about a budget, it's easy to only think about the big expenditures such as rent/mortgage, food and utilities. But there are some small yet sneaky ways you can lose sight of and end up costing you more than you would've imagined. For instance, subscriptions. Autopay has made...
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Get The Most Out Of An Extra Student Loan Or Mortgage Payment

You don't have to be a math wizard to know sending in extra money will pay off debt faster. However when it comes to your student loans, there is a specific time you should send extra money. While your credit card employs a compounded interest system, where the accrued interest is added back into...
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