credit

Scammers Are Using Your Old Credit Card Numbers

You can say one thing about scam artist, they are creative. The latest scam is no exception with scammers stealing your credit card numbers and sending you unexpected packages from online retailers! In particular, some Amazon customer have been receiving weird packages they never ordered, yet are...
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Things You Should Do At Least Once A Year

Just handling day-to-day tasks can be a monster achievement! But sometimes it can be even harder to keep tabs on those to-dos that only need annual attention. So here's a list of items you should do at least once a year. First is a trip to your doctor. Although you probably don’t need an annual...
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The App That Helps Teach Kids About Credit

One of the most important life lessons we give our kids involves money. In a world of immediate gratification and instant credit, it can become a burden for young adults who do not fully understand how credit works. However the Mellow app is designed to help you teach kids 6 through 18 how credit...
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Don't Close Your Paid Off Credit Card Account

Paying off a credit card is probably one of the most adult things you can do! And after years of chipping away at that debt, you may be eager to close the account for good! Not so fast, say the experts. Although it seems like closing the card would be the most responsible choice, it can actually be...
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Avoid Fake Free Trial Offers And how To Spot Them

Free trial offers are a double-edge sword. On the one hand, you get a chance to sample a product or service without making a full commitment. On the other hand, they can be difficult to cancel to prevent an automatic enrollment (and payment) if you are not a fan of it. A recent survey found 59% of...
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Beware Of In-Store Credit Cards

Some of the biggest shopping days of the year are rapidly approaching and retailers will take full advantage of every second of it. You may find yourself tempted to get an in-store credit card, which can have its advantages, however with the average annual percentage rate (APR) for retail cards now...
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1 in 5 Adults Feel Physically Ill About Debt

If you feel stressed out about your debt, you are not alone. According to new data released by Northwestern Mutual on Tuesday, a significant percentage of Americans are carrying large amounts of personal debt—and feel guilty about it. Millennials on average carry $27,800 in personal debt, most of...
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The Credit Score You Should Actually Striving For

You know the drill, the higher your credit score, the lower interest rates you get from credit cards to your mortgage. However reaching the highest score of 850 can be a challenge and come to find out, not necessary. A FICO score of from 740 to 850 is considered excellent. But 740 is 110 points...
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Website Offers Installment Plan To Pay For A Trip Over Time

For the most part, the longer you wait to book your airfare and hotel for a business trip or vacation, the more expensive it becomes. Not to mention the availability. While putting those expenses on a credit card will give you some time to pay it off, it can also tie up available credit that you...
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How To See If You Are Entitled To Be Compensated For Equifax Data Breech

One of the largest personal data leaks in history happened in 2017 when Equifax announced that personal data of more than 150 million people had been breached by cybercriminals. That's about 56% of Americans! Last week the consumer credit reporting agency agreed to pay $700 million in damages to...
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