credit

Build Your Credit Score With A Secured Credit Card

Around 22% of Americans do not carry a credit card with just over a third of Millennials choosing to stay away from borrowing money. Many choose not to carry cards while other have checkered credit pasts that make it hard to obtain credit and when it comes to making big purchases, this can be a...
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A Good Reason Not To Link Your Debit/Credit Card To Venmo

Vemno is like PayPal, where you can send and receive wire transfers. However unlike PayPal, Vemno doesn't charge a fee to transfer cash to and from your bank account. But that free cash transfer does not apply if you use a credit card. Venmo tacks on a 3% fee. It’s nearly the same as using Venmo...
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Six Sneaky Spending Habits That Cost You A Lot

When thinking about a budget, it's easy to only think about the big expenditures such as rent/mortgage, food and utilities. But there are some small yet sneaky ways you can lose sight of and end up costing you more than you would've imagined. For instance, subscriptions. Autopay has made...
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Get The Most Out Of An Extra Student Loan Or Mortgage Payment

You don't have to be a math wizard to know sending in extra money will pay off debt faster. However when it comes to your student loans, there is a specific time you should send extra money. While your credit card employs a compounded interest system, where the accrued interest is added back into...
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How Using Your Debit Card Affects Your Credit Score

Having a credit card is a big responsibility, especially when you consider the average credit card interest rate is 19.24% , it can also be an expensive option. For some, the debit card is the only plastic to use but how does solely using debit affect your credit score? Considering a high FICO...
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Simple Ways To Protect Your Online Privacy

Just last year, millions of people have been affected by data breaches and security flaws that exposed your personal data to criminals. But it is nearly impossible to do business and carry on with life without using the Internet. So be smart in 2019 and start to incorporate these safety measures...
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How To Avoid The Hidden Tax Filing Fee

Filing your taxes has never been easier and receiving your refund has never been quicker. When you file your taxes online or with an agent, you’re usually given the option to deduct the cost of filing from your federal tax refund. While this is a convenient feature, experts say you really should...
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MasterCard To Make It Easier For You To Cancel Automatic Subscriptions

How many times have you sign up for a free trail only to forget to cancel before being billed? Well if you use a Mastercard-branded credit card, you will soon be notified by email for your permission before you start getting charged. The new policy begins April 12, 2019 that will require businesses...
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A Credit Score Trick To Use When Buying A House

When it comes to buying a house, your credit score can be the deciding factor in saving your thousands of dollars over the life of the loan. So it's important to boost your score by taking a look at your credit for errors, not going over your current credit card limits, don't pay bills late and don...
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The Benefits Of Using Credit Instead Of Debit When Shopping

As we continue to shop until we drop you are faced with a decision when at the checkout register, debit or credit. While it's easier to select debit and enter your pin to make the payment directly from your checking account, there are some benefits of choosing to pay with credit instead. While this...
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