credit

How Using Your Debit Card Affects Your Credit Score

Having a credit card is a big responsibility, especially when you consider the average credit card interest rate is 19.24% , it can also be an expensive option. For some, the debit card is the only plastic to use but how does solely using debit affect your credit score? Considering a high FICO...
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Simple Ways To Protect Your Online Privacy

Just last year, millions of people have been affected by data breaches and security flaws that exposed your personal data to criminals. But it is nearly impossible to do business and carry on with life without using the Internet. So be smart in 2019 and start to incorporate these safety measures...
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How To Avoid The Hidden Tax Filing Fee

Filing your taxes has never been easier and receiving your refund has never been quicker. When you file your taxes online or with an agent, you’re usually given the option to deduct the cost of filing from your federal tax refund. While this is a convenient feature, experts say you really should...
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MasterCard To Make It Easier For You To Cancel Automatic Subscriptions

How many times have you sign up for a free trail only to forget to cancel before being billed? Well if you use a Mastercard-branded credit card, you will soon be notified by email for your permission before you start getting charged. The new policy begins April 12, 2019 that will require businesses...
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A Credit Score Trick To Use When Buying A House

When it comes to buying a house, your credit score can be the deciding factor in saving your thousands of dollars over the life of the loan. So it's important to boost your score by taking a look at your credit for errors, not going over your current credit card limits, don't pay bills late and don...
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The Benefits Of Using Credit Instead Of Debit When Shopping

As we continue to shop until we drop you are faced with a decision when at the checkout register, debit or credit. While it's easier to select debit and enter your pin to make the payment directly from your checking account, there are some benefits of choosing to pay with credit instead. While this...
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Your Credit Score Doesn't Need To Be That High To Get The Best Deal

When it comes to your credit score, 850 is the best you can get. Around 21% of Americans have a FICO score of 800 or greater, which can secure you lower interest rates and better credit terms. But, finance experts explain that you don't actually need to have a score in the 800 range to qualify for...
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How To Quickly Boost Up Your Credit Score

Your credit score is vitally important in today's world. Not only does a higher credit score mean you get better chance of obtaining loan approvals but it may also affect your chances of landing that perfect job! But you've done all you can to boost it by never being late on a payment, keeping your...
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When It May Be A Good Idea To Opt For The Car Rental Insurance Offered

When it comes to renting a car we're quick to dismiss the additional insurance offered as most car insurance plans cover liability and injury even on rentals. However there has been a nice and mostly overlooked perk that many credit cards offer. While the minimum liability insurance required in...
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Start Saving For The Holidays And Christmas Now

The kids are marking their first days back from the summer vacation and as we dash in between summer thunderstorms, you realize that there are about seven paychecks remaining until Christmas. The National Retail Federation estimates the average American spends $796 on Thanksgiving and Christmas...
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