credit

FICO Now Rates Your Ability To Repay Credit On Current Economic Conditions

The FICO Resiliency Index is a new way to rate borrowers’ ability to weather a recession or other economic volatility.
Read More

Avoid These Mistakes When Returning To A Restaurant During Pandemic

Everything has changed because of the pandemic and as we get use to the "new normal," it's important we do not fall back into our old habits; especially when dining at a restaurant.
Read More

Request A Cash Refund On Your Negative Balance Credit Card

The Truth in Lending Act says card issuers have up to six months to make a “good faith effort” to give back your overpayment or negative balance.
Read More

How To Use Your Credit Cards To Ride Out The Coronavirus Crisis

Dealing with an abrupt, damaging financial event like a cut in your working hours is difficult enough. Doing so in the middle of a global pandemic can be overwhelming. But using your credit cards strategically could help you get through the short-term.
Read More

What The "Emergency" Fed Interest Rate Drop Means To You

Yesterday the Federal Reserve announced an unexpected "emergency" rate cut of half a percent due to growing concerns about the economic impact of the coronavirus.
Read More

Conquer Your Debt With These Six Strategies From Financial Advisers

Six ways you can conquer your debt.
Read More

Scammers Are Using Your Old Credit Card Numbers

You can say one thing about scam artist, they are creative. The latest scam is no exception with scammers stealing your credit card numbers and sending you unexpected packages from online retailers! In particular, some Amazon customer have been receiving weird packages they never ordered, yet are...
Read More

Things You Should Do At Least Once A Year

Just handling day-to-day tasks can be a monster achievement! But sometimes it can be even harder to keep tabs on those to-dos that only need annual attention. So here's a list of items you should do at least once a year. First is a trip to your doctor. Although you probably don’t need an annual...
Read More

The App That Helps Teach Kids About Credit

One of the most important life lessons we give our kids involves money. In a world of immediate gratification and instant credit, it can become a burden for young adults who do not fully understand how credit works. However the Mellow app is designed to help you teach kids 6 through 18 how credit...
Read More

Don't Close Your Paid Off Credit Card Account

Paying off a credit card is probably one of the most adult things you can do! And after years of chipping away at that debt, you may be eager to close the account for good! Not so fast, say the experts. Although it seems like closing the card would be the most responsible choice, it can actually be...
Read More

Pages