costs

When To Repair Or Replace Your Car

One of the best feelings in the world is making your final car payment! Now all you are needing to pay for is gas, insurance and maintenance. But eventually, those repairs start adding up, with even routine maintenance inching up into the hundreds-of-dollars realm. Is it time to retire your ride...
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This May Be Why It Is Hard To Save Money

If you find it hard to save money for a rainy day, you are not alone! Analyzed numbers from the Bureau of Labor Statistics shows the average American earned $78,635 in 2018 and spent $61,224 of it, which means we’re spending about 80% of our income. After taxes are taken out, that percentage jumps...
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Most And Least Expensive Vehicles For Maintenance Costs

The true cost of owning a car goes beyond the sticker price. Maintenance, for example, is an expense that can add up quite a bit over time. Recently a car repair company analyzed their own data to find out which car brands and models require the most maintenance over time. YourMechanic.com looked...
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Some Points To Consider Before Refinancing Your Mortgage

Mortgage rates are the lowest they’ve been since 2016. So perhaps it is time to refinance your mortgage to get that lower interest rates. But before you race to the bank, there are some considerations to ponder. As with any refinance, there are fees. That means you pay closing costs again which can...
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Rental Agreements Beginning In Summer Months Generally Cost More

Think the rent is too high? Then you’ll want to avoid signing a new lease during the summer. A new report from Zillow Group finds that renting at the peak can cost consumers more than $100 a month! Job growth, school schedules and even the weather can influence the amount of demand in the rental...
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Simple Math To See If Renting A Storage Unit Makes Financial Sense

The late comedian, George Carlin, said it best that all your house is a place to keep your stuff. But even then our homes may not be large enough to store all our stuff and what's where a storage unit comes into play. Last year the non-profit Self Storage Association found that approximately 12.2...
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Most Of Us Grossly Underestimate Our Subscription Service Costs

A world of limitless entertainment and convenience has made out lives easier, but this convenience is costly as a new survey finds that 84% of Americans grossly underestimate their monthly subscription-based spending. The survey found we guess that our monthly subscription services, such as Netflix...
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Office Switched To A Four Day Work Week With Surprising Results

There is more evidence that a four day work week is not only healthier for employees but better for the productivity of a company. A university in New Zealand worked with an employer on an experiment where half of it's 240 employees were paid for 40 hours a week but only worked 32 hours,...
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How To Handle Higher Healthcare Premiums & Deductables

It's the time of year when you pick your insurance plans for the next year and there's a good chance youer premiums and deductables have increased. Employees are being asked to kick in an average of 3% more this year for a family plan, according to the 2017 Employer Health Benefits Survey by Kaiser...
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Christmas Trees Are Expected To Cost More This Year

As if it wasn't an already stressful year, now comes word of an upcoming Christmas tree shortage. Pine tree growers in Oregon and North Carolina are warning consumers it will cost upwards of at least 10% or more this year for that perfect Christmas tree. The reason has nothing to do with drought,...
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