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New Rules For Prepaid Debit Cards

Although April 1st is known as the day of practical jokes, the Federal government enacted some serious reforms regarding prepaid debit cards and person-to-person payment services, such as Venmo. Reforms under the Consumer Financial Protection Bureau aim to offer the same protections offered on...
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Six Sneaky Spending Habits That Cost You A Lot

When thinking about a budget, it's easy to only think about the big expenditures such as rent/mortgage, food and utilities. But there are some small yet sneaky ways you can lose sight of and end up costing you more than you would've imagined. For instance, subscriptions. Autopay has made...
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Get The Most Out Of An Extra Student Loan Or Mortgage Payment

You don't have to be a math wizard to know sending in extra money will pay off debt faster. However when it comes to your student loans, there is a specific time you should send extra money. While your credit card employs a compounded interest system, where the accrued interest is added back into...
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How Using Your Debit Card Affects Your Credit Score

Having a credit card is a big responsibility, especially when you consider the average credit card interest rate is 19.24% , it can also be an expensive option. For some, the debit card is the only plastic to use but how does solely using debit affect your credit score? Considering a high FICO...
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The Least-Wanted Valentine's Day Gifts

It's Valentine's Day and while love is priceless, gifts are used to express the depth of that love. But some people actually dread receiving Valentine’s gifts such as heart-shaped balloons, love song albums and chocolates. A recent poll was conducted and the least-wanted Valentine's Day gift are...
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How To Avoid The Hidden Tax Filing Fee

Filing your taxes has never been easier and receiving your refund has never been quicker. When you file your taxes online or with an agent, you’re usually given the option to deduct the cost of filing from your federal tax refund. While this is a convenient feature, experts say you really should...
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MasterCard To Make It Easier For You To Cancel Automatic Subscriptions

How many times have you sign up for a free trail only to forget to cancel before being billed? Well if you use a Mastercard-branded credit card, you will soon be notified by email for your permission before you start getting charged. The new policy begins April 12, 2019 that will require businesses...
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A Credit Score Trick To Use When Buying A House

When it comes to buying a house, your credit score can be the deciding factor in saving your thousands of dollars over the life of the loan. So it's important to boost your score by taking a look at your credit for errors, not going over your current credit card limits, don't pay bills late and don...
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Latest Banking Scam Is Pretty Convincing If You're Not Paying Attention

Scammers are relentless and are finding even more cunning ways to get their hands on your information. The latest one of the more convincing ones yet and it involves a combination of fake texts and cardless ATMs to steal thousands of dollars. The newest trend among that banks are offering to...
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Your Social Security Card Is Still Printed On Paper For A Very Good Reason

It is interesting that your entire identity revolves around your social security number. A nine digit number, unique to you, and required for so many things in the United States like a driver's license, obtaining a mortgage, getting a job, enrolling in school and even filing your taxes! But unlike...
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